Reimbursement: Subject to policy limits and deductible selected. You may also choose a co-payment option. Costs for routine or elective procedures are not covered.
Veterinary Exam Fees: Conducted by a licensed veterinarian to diagnose or treat an injured or ill pet.
Diagnostic Treatments: Including specialized chemistry and hematology are covered provided the treating veterinarian deems it a necessary part of investigating a covered injury or illness.
Surgery: Deemed medically necessary by a licensed veterinarian. Elective procedures such as cosmetic or preventive surgeries are not covered.
Imaging: Deemed medically necessary by a licensed veterinarian to help treat your pet’s injury or illness. MRI, CAT scan and ultrasound are covered.
Cancer Treatments: Veterinary oncology care and procedures such as chemotherapy and radiotherapy.
Dental Treatments (non-routine): Provided your pet has had it’s teeth checked by a veterinarian in the 12 months prior to the effective date of coverage, and any treatment recommended was performed.
Rehabilitation: Prescribed by a licensed vet as part of a treatment protocol and performed at a veterinary facility.
Alternative Therapies: Such as acupuncture, homeotherapy, Chiropractic treatment and stem cell therapy are covered provided the treatment is recommended and administered by a licensed vet.
Referral & Specialist Treatment: including surgery, oncology, cardiology, opthamology, dermatology, dentistry and neurology are covered.
Additional coverage available.
Examples of injuries and illnesses:
Ingestion of a foreign body, motor vehicle accident, poisoning, cancer, heart disease, kidney failure, hip dysplasia, allergies, urinary tract infection, periodontal disease, ear infections and cataracts.